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Personal banking

Send, save, and cash out from one account

Open with KYC in your name. Collect by transfer or link, pay friends on Supapay for free, and withdraw to Nigerian banks on NIP.

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Cash out to over 100 banks

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Personal banking

Open personal banking in a few steps

Personal accounts use KYC: your identity, your limits, your money. No business registration required.

Phone number, government ID, and BVN. Most people finish verification in a few minutes.

What you can do with Supapay

The same account for collecting, paying people, and moving money to your bank when you are ready.

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Collect

Get paid by bank transfer

Share your account number or a payment link. Incoming transfers show up when they clear.

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Accounts

Your money in one place

See spending, savings, and pending transfers in one view. Full history on every payment in your name.

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Send

Pay friends on Supapay

Send to other Supapay users in seconds. Transfers between Supapay accounts are free.

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Payment links

Share a link, get paid

Send a link for gigs, gifts, or side projects. Payers use your link without needing your account details.

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Cash out

Withdraw to any Nigerian bank

Move money to your bank when you need it. Same-day transfers on NIP when funds are available.

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Personal money, clear and in your control

One account for everyday spending, saving, and cashing out. Straightforward limits as you complete verification.

  • KYC, not KYB

    Open as an individual with standard identity verification. Your account is in your name.

  • Limits that match you

    Transaction limits follow your verification level. See what applies to you inside the app.

  • Naira and foreign currency

    Hold and move supported currencies when you need to, with balances shown clearly.

  • Cash out widely

    Withdraw to Nigerian banks when your funds are available. Transfers between Supapay accounts are free.

  • Security built in

    Transaction PIN, device protections, and encrypted connections on every session.

  • Fees before you pay

    Opening is free. Other charges are shown before you confirm each transaction.

Frequently Asked Questions

Get started

Ready to open your Supapay account?

Join in minutes. Send money, save, and cash out to any bank from one personal account.

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For Business

  • Business account
  • Collect
  • Payouts
  • Multi-currency
  • Checkout

For Personal

  • Collect
  • Personal account
  • Send
  • Payment links
  • Cash out

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+234 800 000 0000

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© 2026. Supapay is a financial technology company. Banking and payment services are provided through licensed institutions regulated by the Central Bank of Nigeria. Supapay web and mobile applications are properties of SUPA SYSTEMS LIMITED, a company registered with the Corporate Affairs Commission with RC 9428799. Unauthorised reproduction or redistribution of copyrighted materials on this website and Supapay's digital channels is strictly prohibited. By following links on this site that leave Supapay, you may visit third-party websites. The privacy practices of those parties may differ from Supapay's. We recommend you review their privacy statements, as Supapay is not responsible for their privacy or security practices.